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Can filing for Bankruptcy stop creditor harrassment?

Filing for Bankruptcy puts into effect an “Order for Relief” — known informally as the “automatic stay.” The automatic stay immediately stops most creditors from trying to collect what you owe them.

     Prohibited Acts By The Creditor

  1. Beginning or continuing law suits
  2. Collection calls
  3. Repossessions
  4. Foreclosure sales
  5. Garnishment or levies

The automatic stay remains in effect until A judge lifts the stay at the request of a creditor; the debtor gets a discharge; or the item of property is no longer property of the estate.